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You've most certainly heeded the counsel of friends, relatives, and coworkers, many of whom are urging you to purchase a home. However, you may still be unsure whether purchasing a home is the best option for you.
Do you want to buy a house? If you answered yes, you should be aware of the benefits of owning a home in Kenya. Owning a home provides stability and security to you and your family. It's also a beneficial investment because the value of your home will increase over time.
You will have a place to call your own, where you can relax and feel at ease if you own a home. You will be responsible and proud of yourself. When you own a home, you are responsible for keeping it up to date and in good repair. It can help you stay motivated and keep your property in good shape.
People enjoy owning their own homes for a variety of reasons. The most common reason is the pride of ownership. It means you can paint your walls any colour you choose, listen to loud music, install permanent fixtures, and arrange your home to your liking.
Homeownership also provides a sense of stability and security for you and your family. It's an investment in your future—equity that will increase in value as you stay in the house longer.
When compared to other forms of investment, such as purchasing and selling shares on the Nairobi Stock Exchange, purchasing and selling a property is a simple process (NSE).
When working with the NSE, a higher level of understanding, research, monitoring, and vigilance is required. When it comes to buying a home, you don't need to be an expert.
Typically, potential purchasers purchase a house to live in, and then subsequently recognize the benefits of leasing the property out as the property's value increases over time. This is what turns homeowners who intend to stay in their homes become investors.
The down payment and closing costs are just a few of the expenditures associated with purchasing a property. There are also a lot of recurring maintenance expenditures to think about.
With a fixed-rate loan, however, one cost of homeownership stays constant: your monthly mortgage payments. Your housing payments will remain relatively steady from year to year, even if the costs of property taxes and homeowners insurance rise over time.
Meanwhile, tenants must contend with the possibility of price rises each time they renew their lease or look for a new property.
The population of the world's main cities is rapidly increasing. The skyline is becoming increasingly crowded with apartment buildings. As a result, there will be a demand for this form of apartment living in the appropriate metropolitan or city setting.
Apartments have followed the same trends as homes in terms of capital growth, particularly in Nairobi, Kiambu, and Thika. When it comes to investing for capital gain, apartments are no longer considered as the poor cousins of homes.
Additionally, due to shifting demographics and rising demand for this sort of living, the rental yields achieved might provide investors with superior returns. In terms of holding expenses and cash flow, it's a win-win situation.
The land is included in the definition of real estate. By definition, condos do not have it. Houses that are not attached do. This is one of the key benefits of owning a home in my opinion.
Yes, it is necessary to keep the property in good repair. You can, however, construct a private pool in your backyard, plant a garden, have backyard parties, and even play touch football.
That's not even taking into account the benefits of having a private, fenced-in backyard where your kids (or pets, for those of us who are Millennials or Gen Zers) can securely play.
It's crucial to feel safe while moving into a new home. The possibility of numerous layers of enhanced security, especially in a gated complex, is a significant advantage of living in an apartment.
A code is normally required to enter the building, and CCTV cameras are installed at the entry, on the ground floor, and throughout the flats. The majority of homes only have an alarm system and a lock on the front entrance.
One of the most significant advantages of renting an apartment is the security it provides for your family members in the event you become ill or for your valuable household possessions.
You can either buy a pre-existing structure or build your own house to own a home. Each solution has its own set of advantages and disadvantages.
As a result, it's critical to weigh the pros and cons of both circumstances to see which one is best for you.
If you decide to buy a house in Kenya, there are a few measures you should take to guarantee that the process is completed legally and efficiently, which is why Jiji is one of the greatest online platforms to assist you in doing so.